Regardless of the success and profitability of a particular idea, the entrepreneur must make good on his commitments and do what it takes to pay off any debts that he may have incurred while pursuing his vision. This financial “sword of Domacles” motivates the entrepreneur to work strategically to best serve people in the market  and make his enterprise a success.
In addition to his management roles, Phil had over 20 years’ experience advising companies on their company’s value, effect on value of different operating and financial strategies, such as sell, take public and/or joint venture options. Advice included due diligence, tax strategies, accounting issues, business strategies, corporate structure, and capitalization arrangements. He had consulted on corporate spinoffs, restructuring, and shareholder value implementation strategies. Phil has spoken and written on the economics of regional power planning, Global CapitalTrends-Effects of the U.S. Business Environment, Tax Strategies in M&A Transactions, Financing Leverage Buyouts, Capital for Financial Institutions,and Global Financial Instruments. Phil spoke at BusinessWeek’s 2003 CFO CIO Forum on the Implications of 2003 Tax legislation.

I also believe that Christian entrepreneurs who are not working in the “church” space should think more ministerially. If you’re successful in business, if you lead people, if you start things, if you earn money, if you influence your community or your culture in the business world, then you ought to be seeking ways to serve other people and to share your faith with people in loving ways.
I highly respect those who subscribe to the school of thought that there should be nothing professional about Christian ministry. I understand where you’re coming from. I’ve read John Piper’s book, Brothers, We Are Not Professionals. It’s a great book. It reminds us that we’re not just here to analyze markets and produce numbers. I completely agree.
Not one to sit on the beach, Phil went on to co-found Cathedral Consulting Group, LLC with the vision to bring technical skills on key business matters to small to mid-sized private companies while relying on the timeless business principles found in Scripture. He also went on to found Calyx Capital Advisors, LLC; The Center for Christian Business Ethics Today, LLC; Academic Development Consulting, LLC; and PJC Real Estate, LLC. All of the companies together are under the umbrella of PJC Holdings, LLC founded by Philip J. Clements. He also designed the Certified Small Enterprises Advisor (CSEA) Program which is a new certification for professionals who advise small enterprises. 

Love it. We have been in Peru for almost 48 years, doing missions but more recently (last 15 years or so) doing business for missions, being self supported, greater circle of influence in community, and region. Some question what we are doing….other missionaries…..as we have this stigma around Christian circles as you mention that making money is evil…secular etc.
How can you make your first $1,500, $15,000, or $150,000 as an online Christian marketer, when you’ve never made your first $5.00? Well, what if you had one of the most thorough, step-by-step, task-oriented, Internet marketing action plans in existence, to completely walk you through it? What if that action plan was Christ-centered, created solely with a hearts desire to teach fellow Christians the way to online prosperity?
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